I know it’s a bit early, but I always plan ahead. I don’t want last minute stress. (I’m still bound to forget something very basic, but you can always get whatever you need abroad “at a cost 🙁 )
I started looking for the best exchange rate for foreign currency. Should I get it abroad? Get it at the airport? Get it before I go? Hmmm. I usually use my ATM abroad to get their currency. After reading a ton of reviews, I discovered that often the ATMs are empty. I need cash to pay for my hotel (they don’t accept credit cards) and I’m not a chance type person. Something is def bound to go wrong, so I try to limit it as much possible. Plus, it’s a little OCD coming out 🙂
Back to the currency question. I researched online a bit and I found most ATM’s (if everything is working correctly) charge 1% – 3%. And the airport exchanges are even worse. I found a couple of foreign currency places that you could get currency using a credit card and they deliver the currency UPS for $4. But, if you add the interest on the credit card (granted you don’t pay it off every month) + cash in the mail. 🙁 I’m a little leery. So, for $4 extra dollars I can go to my Huntington bank and pay an $8 flat fee for an unlimited amount. Solution 🙂 Other banks may offer the same deal, so be sure to check around. It may save you a few bucks.